APS Medical Summarization

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Adept APS summaries skillfully crafted

What is underwriting in insurance? The health and life risks associated with insuring people are evaluated and analyzed in life insurance underwriting. The process of summarizing the medical history, including diagnostics, medical examinations, prescription medications, vital signs, laboratory findings, and so on, is known as APS Medical Summarization. Obtaining an Attending Physician Statement (APS) from the medical professional who is looking after the insured’s health is a part of the insurance underwriting procedure. LezDo Techmed is one of the renowned APS Summary services in the U.S., abetting many leading insurance underwriter companies and BGAs in providing quality APS insurance services.

Our Expertise

APS Medical Summarization

Life Insurance Underwriting

APS Medical Summarization

Disability Insurance Underwriting

APS Medical Summarization

Life Insurance Claims

Features of Insurance/APS Summary

The APS summarization is essential in the life and health insurance industries. Our record review experts review the medical records of the insurance applicant and provide thorough information on high-risk medical illnesses including cancer, diabetes, hypertension, etc. Our APS Medical Record Summarization provides significant facts about a person’s or insurance applicant’s health to establish their risk level. LezDo’s medical record review services USA reduces costs and help to save time for underwriters and insurance companies.

Focused Required Elements

APS life insurance summary focuses on the required elements on the APS records in the requested time frame.

Vital Signs Review

Our APS medical records summarization captures every details such as height, weight, blood pressure, BMI, respiration, and heart rate.

Social History Analysis

Life insurance underwriting requirements includes both recreational and prescription drug use, smoking or alcohol use.

Review of Screening Reports

Our APS summary captures reports of depression, anxiety, fall risk, suicidal ideation screening results etc.

Chronology/Narrative Summary

Chronology/narrative summary contains all visits, notes, labs, and test results along with DOS, facility/provider name.

Occurrence & Treatment Analysis

Our medical report summary includes all the illness, their starting point, treatments, progress and current status.

Laboratory Results Analysis

APS summary includes abnormal and signified lab panels in specified period as per client request or case need.

Travel History Analysis

APS underwriting includes the insured’s foreign travel in pandemic periods, war, countries with communicable diseases.

Work Status & Disability Analysis

Our medical record summary service captures difficulties in the activity of daily living, disabilities if any,  physical limitations, and work status in detail.

Underwriting Remark

APS summarization report identifies controversial physician statements, errors in value, vitals in records and note out missing records.

Medical Histories Analysis

APS summary captures all past & pre-existing medical and surgical conditions with diagnosis date and onset info.

Radiology Finding Analysis

APS underwriting covers all radiology reports, except pregnancy ultrasound, repeated tests and so on.

Financial Strength Analysis

Our APS medical summarization sample covers  the date and cause of loss of job and  financial struggles.

Health Overview

APS medical summary sifts all problems, diagnosis, surgeries and treatment compliance to easily understand the applicant’s conditions for risk.

Customized Summary Format

Our APS summary service provides 5 different formats for the clients to choose from and customize to their needs.

Medications Analysis

APS insurance summary covers all the medications prescribed in the last 12 months and are taken currently, their dosage and frequency.

Family History Review

Our life insurance underwriting family history section captures major health illness with first degree family relations if any.

Risky Hobbies Analysis

Our APS life insurance underwriting capture risky hobbies like sky diving, scuba diving, skiing, parachuting, mountain biking, hiking, etc.

Health Snapshots

APS summary lists high risk conditions, treatment date and compliance like treatment history, and current status for illness like Hypertension.


Our APS summarization team double check the patient’s name, DOB, age, gender, insurance policy number, and carrier name. 


Our prestigious clients in APS underwriting

MTL Insurance

State Life

Fabric Insurance LLC

American United Life

Minnesota Life Insurance

Informal Carrier

APS Medical Summarization

How do we create effective APS summaries in the digital age?

Huge volumes of medical records for APS insurance underwriting is summarized by our medical summarizers, making use of all the nuances in digital world making the delivery fast, safe and secure.

Detailed Historical Summary

A well-drafted APS medical Summary covers all the details in the health and treatment history of all prior and pre-existing illnesses and injuries
detailed in the medical records

APS Medical Summarization

Date of Visit

One of the key factors used in life insurance underwriting is the specific time at which a patient has been given a medical care by a healthcare professional.

APS Medical Summarization

Facility/ Provider Name

Facility is the premise where the patient received their medical care and providers are healthcare experts that offer patients with medical care.

APS Medical Summarization

Type of Notes

APS medical records include a variety of notes by healthcare professionals for life insurance underwriting services, like office visits, notes on progress, operations, etc.

APS Medical Summarization

Chief Complaints

Primary part which describes the issue,  symptom, condition, diagnosis, follow up of prior issues and other factors that led the patient to seek the medical care.

APS Medical Summarization

History of Present Illness

Chronological description of present illness’s progression from the first symptom to the present along with area, quality, severity,  modifying factors and associated symptoms.

APS Medical Summarization

Medical & Surgical History

Medical history is the total sum of patient health status prior to his current problems and surgical history is list of surgeries undergone prior to the visit. 

APS Medical Summarization


Allergies are details of substances that cause allergy to patient, which may found in medications, food, dust mites, pets, pollen, insects etc.

APS Medical Summarization

Screening Reports

Screening tests are used to identify people who may have an increased risk of particular conditions.  Screening is not designed to be diagnostic tests.

APS Medical Summarization

Reviewed Reports

Physician review the past or present radiology or laboratory reports during the office visit for the purpose to determine treatment, diagnosis and assess current condition.

APS Medical Summarization


Vitals are group of medical signs that indicate the status of body’s vital functions which includes body temperature, blood pressure, heart rate and respiratory rate.

APS Medical Summarization

Review of System

Inventory of the body systems is obtained through the series of questions in order to identify signs and/or symptoms which the patient may be experiencing.

APS Medical Summarization

Physical Exam

Process of evaluating the objective findings through the use of observation, palpation, percussion, and auscultation are integrated with history and pathophysiology.

APS Medical Summarization

Assessment/ Diagnosis

It is the process of determining which disease or condition explains a patient’s symptoms and signs with help of one or more diagnostic procedures.

APS Medical Summarization


In this process the healthcare provider educates the patient about the causes, progression, outcomes, and possible treatments, as well as provides advice on maintaining health.

APS Medical Summarization


One or more diagnostic or treatment directives formed by a provider commanding the execution of specific activities to be performed  as part of a diagnostic or analeptic regimen of a patient.

APS Medical Summarization

Referrals & Recommends

Orders from providers are to see a specialist or to get certain medical services and advise the patient to do something or set the goal for current medical issue.

Our Manifesto

Ultimate Attention to Precision, Quality, and Reliability


What Makes Us Unique in

APS Summarization

APS Medical Summarization

Expert Review

Our APS summarization service has a team of experienced medical professionals who can do the medical review summary efficiently makes the work error free.

APS Medical Summarization

Comprehensive Summary

APS insurance underwriting team makes the APS summarization report with utmost care for the client APS underwriters to understand the case summary better.

APS Medical Summarization

Three Tier Quality Audit

Three tier quality audit is done to make perfect medical documentation summarizations for the client underwriter as they need not go through the PDF documents for reference.

APS Medical Summarization

Next Day Delivery

Our expert team of APS medical summary service ensures delivery of the finished summaries within 24 hours of submission of medical records.

APS Medical Summarization

Handling High Volumes

Our efficient APS summary team can handle any huge volume of life insurance medical records, by scaling up volumes of medical records subsequently.

APS Medical Summarization

Customized Summaries

Our experts in APS in insurance underwriting can customize the APS summarization tailoring to the clients’ needs as per the aps underwriting standards.

APS Medical Summarization

Cost Effective

Our APS life insurance underwriting process is cost effective in the sense that the higher the volume you give for summarization, higher the discount you get.

APS Medical Summarization

HIPAA Compliant

Our APS underwriting agency is HIPAA compliant and shares the files via secured cloud drive ensuring data privacy and security. Leave your data with us and feel safe.

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